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Merchant Cash Advance

Need money for expansion, renovations, advertising or emergencies? We may be able to help you get the money you need through one of our partnerships!

Benefits of the program

Approval in as little as 24 hours.
No up-front fees or closing costs.
Easy payback process – no fixed payments.
Fast funding.
Builds business credit.
No collaterial or financials required!

Requirements for Qualification and Approval

You are a restaurant, retail or services business that’s been in business for at least 1 year. You are in good standing with the landlord of your space, and have at least one year remaining on your lease.

You accept credit cards as a form of payment, and can provide current processing statements for the past six months that show at least $4,000 of transactions per month. Bank statements for the past six months are required only for large funding requests.

You have acceptable personal and business credit.

You don’t have any open tax liens, judgments or bankruptcies.

FAQs

How much funding can I qualify for?

The amount is based upon your total sales volume and your past business history, not your personal credit. Our partner will fund up to $300,000.

How do I repay my capital funding?

There is no set repayment date, although there is a minimum of 90 days. As goods and services are purchased by your customers, a small percentage of each credit card sale is collected and transferred to the funding partner.

ERGO Credit Card

ERGO MasterCard® Small Business Credit Card. The new and exclusive First Data ERGO MasterCard® program offers our clients the opportunity to obtain a small business credit card.

Features and Benefits

No annual fee
Cash rewards program*
No maximum cash earning
Redeemed as statement credit on ERGO

MasterCard® Business Card bill

3% cash back on gasoline and office supplies*
1% cash back on all other purchases*
Available after ERGO approval 24x7 Customer

Service direct telephone number

Worldwide card acceptance and ATM access gives merchants flexibility wherever they are doing business
-$0 liability on fraudulent purchases